Lily's Path to Architecture — College Comparison & Funding Strategy

Lily's Path to Architecture

College comparison & veteran-benefit funding strategy — Cal Poly SLO · Clemson · UT Austin · SCAD. Built July 23, 2026 from official university, VA, SCDVA and CalVet sources. Goal: licensed architect, zero debt, money in pocket, maximum experience hours.

The Verdict

Four schools were compared on program quality, cost, honors, study abroad, experience hours, and — decisively — how veteran benefits stack. One path produces a debt-free master's degree, ~3,000 licensure hours, and cash in the bank.

#1 — Recommended

Clemson University

Via a structured South Carolina gap year. The only school where three funding streams stack: SC free tuition (~$14K/yr, all 4 undergrad years) + Chapter 35 paying Lily $1,574/mo on top + federal in-state-rate protection for the M.Arch.

4-yr BA + 2-yr M.Arch (NAAB)IPAL: license at graduationGenoa / Barcelona semester built in110+ firm career expoCheapest metro of the four

Net ≈ $106K over 6 yrs → realistically ~$0 after gap-year savings, paid summers, scholarships & assistantship.

#2 — Runner-up

Cal Poly San Luis Obispo

The strongest pure credential — last-published #1 undergrad program, #1 most-hired-from public school, and a 5-yr B.Arch that reaches licensure a year sooner.

5-yr B.Arch (NAAB)Test-blind, no portfolio4th-yr Copenhagen / Florence / SF

But the money is fragile: CalVet waives only ~$6.8K of $15.7K charges, SLO rents run ~60% above national average, the program is huge (850+) and locked-in, and the plan leans on family funding described as unpredictable — and possibly leverage.

If she chooses Clemson: three ways to start

Same destination — Clemson BA → M.Arch — three different first moves. The gap year is spent very differently in each, and the Chapter 35 meter runs very differently.

1c — Recommended

Gap-year job in an architecture firm

Work full-time under a licensed architect in Greenville (~$17–20/hr) while the 12-month SC residency clock runs. Per NCARB, candidates can start earning and reporting AXP hours after graduating from high school — those hours count toward the 3,740 required for licensure, provided the work meets AXP requirements and is properly supervised (by a licensed architect) and documented in her NCARB Record.

Gets: ~1,900 AXP hours banked before day one + ~$15K saved (funds the Genoa/Barcelona semester's food, housing & airfare) + waiver locked for all 4 undergrad years + all 36 Ch. 35 months preserved for the last 4 academic years, covering the M.Arch to the end.

Gives up: one year of career head start.

Net 6-yr cost ≈ $105.6K → trends toward $0 with summers, scholarships & assistantship. Cheapest AND most experience. This is the timeline in "The Plan" tab.

How she lands the firm job — 4-step playbook

Apply to Clemson EA by Oct 15, 2026 → accept → request the one-year deferral to Fall 2028. Then run this play starting spring of senior year:

Step 1 — Build a portfolio in 2–4 weeks. She doesn't need professional work — she needs to show she can think visually. Include: 10–15 of her best drawings or paintings · perspective sketches of buildings · interior room concepts · furniture sketches · one or two simple floor plans (even hand-drawn) · photos of any creative projects she's completed. A clean PDF portfolio is enough.

Step 2 — Learn one industry software program. About an hour a day for a month learning Revit makes her stand out far more than most high-school graduates applying for design-related roles. She doesn't need to be an expert — just comfortable enough to say: "I've completed beginner Revit training" and "I've modeled a few simple residential projects." That alone makes employer conversations much easier.

Step 3 — Contact firms directly. Don't wait for internships to be posted. Email 30–50 architecture and design firms in the Greenville area with something like: "I'm taking a gap year before beginning architecture school. I'm looking for an opportunity to learn the profession from experienced architects. I'm willing to start in an entry-level support role while continuing to build my CAD and Revit skills." Many small firms don't advertise these roles but will hire someone who shows initiative.

The Greenville target list — boutique firms are the best bet for a HS-grad hire (small teams, real drafting exposure, direct mentorship by a licensed architect):

· Tindall Architecture Workshop — 14 Lake Forest Dr, Greenville. Family-owned boutique; custom homes, renovations, historic restoration. tindallarch.com
· SHLTR Architects — 2 Bennett St, Suite 300, Greenville 29601 · (864) 603-1717. Small boutique; personalized residential design. shltrarch.com
· Creative Founder Design Studio — 141 Traction St, Greenville. Bespoke modern homes; rated 5.0 locally.
· Fortress Architecture Studio — boutique practice, projects from the mountains to the coast; known for hands-on client collaboration.
· LMG Architects — 305 W Stone Ave, Greenville. Residential, commercial & community work. lmg-architects.com
· Design Elite Architecture LLC — 1 Caledon Ct, Suite C, Greenville · (864) 234-7695. design-elite.com
· Arcisan, Inc. — 214 Chick Springs Rd, Greenville · (864) 607-2428. Rated 5.0, 7+ years in business.
· ATMO Architecture + Interiors — 1 E Main St, Apt 1139, Greenville · (864) 887-5049. 7+ years in business, residential focus.
· Neal Prince Studio — small residential-focused design team inside the larger LS3P — worth asking if they take entry-level help separately from the main firm.
· Also worth a quick website look: DP3 Architects, Harvley Architecture, J Scott Kidd Designs, and Project Plus (projectplussc.com — custom residential & infill), plus McMillan Pazdan Smith and the 110+ firms on Clemson's Career Expo roster.

The ask: a short, friendly email introducing herself, portfolio PDF attached, asking whether they'd consider a summer intern / office assistant for 2027 to gain AXP-eligible experience hours — then the full gap year grows out of a summer foot-in-the-door.

Step 4 — Consider related roles. If an architecture office isn't immediately available, jobs like kitchen designer, construction assistant, or drafting support still build real design and construction experience while she develops her technical skills. (AXP note: firm work under a licensed architect counts fully as Setting A; construction and other design-adjacent work can count under Setting O, capped at 320 hours per category — so keep the architecture office as the goal.)

1b — Workable runner-up

Straight to Clemson, Ch. 35 covers year one

Apply this fall, enroll Fall 2027. No waiver yet (12-month residency not met), so use Chapter 35 from day one — federal law forces the in-state rate immediately — then pause it sophomore year and restart junior year.

Gets: career starts a full year earlier (worth a first-year salary of $55–70K on the back end) and ~$14K of DEA cash in year one.

Costs: exactly what you said — the 9.5 months burned freshman year are the months missing later: the meter dies mid-M.Arch and the final grad year is fully self-paid (~$35K). Also: zero gap-year AXP hours or savings, and the waiver arriving in year two depends on SCDVA counting residency established while enrolled — the least-verified link in the chain.

Net 6-yr cost ≈ $122K (~$16K more than 1c, before counting 1c's $15K savings).

When to apply — the no-gap calendar

Aug 1, 2026: Common App opens — start essays, line up 2 Honors recommenders.

Oct 15, 2026: Clemson Early Action deadline (materials by Nov 1). Oct 22: Honors College priority deadline.

Mid-Dec 2026: EA decision. File FAFSA; apply for Clemson/departmental scholarships to chip at the ~$1,816/yr fees the waiver won't cover.

Spring 2027: File VA Form 22-5490 (~8+ weeks before enrollment) so the Certificate of Eligibility reaches Clemson's VA benefits office (864-656-5280) and Chapter 35 pays from day one — that's also what triggers the automatic in-state rate. Pay the enrollment deposit and apply for housing by May 1.

Summer 2027: Move to SC — this starts the 12-month domicile clock aimed at the waiver kicking in sophomore year. Verify with SCDVA first (803-734-0200) that residency established while enrolled counts — this is the weakest link of option 1b.

Aug 2027: Enroll. Ch. 35 active; pause it after year one; restart junior year.

1a — Community college start

SC community college first (parents pay)

A year at Greenville Tech / Tri-County Tech knocking out gen-eds while the residency clock runs — lightening every later Clemson semester (extra breathing room during studio crunches and the Fluid Campus semester).

Things to know going in: she'd pay out-of-state rates that year (~$10–12K tuition/books, est. — verify) since the waiver and residency aren't in place yet, and Clemson's BA is studio-sequenced from semester one — transfer gen-eds don't shorten the four years; they lighten later semesters. Save the Ch. 35 months rather than spending them here — they're worth more later.

Trade-off vs 1c: costs parents ~$12K instead of earning ~$15K, and logs no AXP hours during the year; same Fall 2028 Clemson start. Choose it if a lighter in-semester load matters more than the head start on hours and savings. (Tri-County's "Bridge to Clemson" program is a useful admissions backstop if a direct admit somehow misses.)

Net 6-yr cost ≈ $117.6K + the swing of forgone earnings.

When to apply + what to take at the community college

The application catch to resolve FIRST: at most universities, enrolling in college courses after HS graduation converts her from a freshman applicant to a transfer applicant — and can void a freshman deferral. Before choosing 1a, ask Clemson admissions (864-656-2287) in writing: "If my daughter is admitted EA and defers, can she take community-college courses during the deferral year without losing her admit or freshman status?" Some schools cap deferral-year credits; some void the deferral entirely. If voided, she'd reapply as a transfer for Fall 2028 — a different (and less certain) pool.

When to apply: same calendar as the others — Common App Aug 1, 2026; Clemson EA Oct 15; Honors Oct 22; decision mid-Dec; then either defer (if permitted with credits) or plan a transfer application in fall 2027.

What to take (Greenville Tech / Tri-County Tech, 2027-28) — pick only courses that appear in Clemson's Transfer Course Equivalency database, earn C or better, and aim at the BA in Architecture's gen-ed shell, not its studios (studio courses do NOT transfer into the sequence):

· ENG 101 & 102 — English Composition I/II
· College math (MAT 110 College Algebra or higher — match Clemson's math requirement)
· Lab science sequence (BIO or PHY with lab)
· Two semesters of a modern language (SPA/FRE 101–102) — the BA in Architecture has a language requirement, so this is the highest-value transfer credit
· Art history / art appreciation (ART 101/105) — feeds the arts & humanities requirement
· One social science (HIS, PSY, ECON, or PSC)

That's ~24–30 credits that lighten every later Clemson semester (breathing room during studio crunches and the Fluid Campus semester) — but shortens nothing: the 4-year studio spine is fixed. Skip CC drafting/CAD classes — she can learn Revit free/cheap on her own (see 1c, Step 2), and CC drafting credits won't substitute at Clemson.

Costs to expect: out-of-state tech-college rates that year (~$10–12K tuition/books, estimate — verify current OOS rates), parents covering. Don't burn Ch. 35 months here — they're worth far more later.

Start optionGap year producesAXP hrs at college startCh. 35 lasts throughNet 6-yr costCareer starts
1c · Firm job gap year ★+$15K saved (funds study-abroad living costs)~1,900End of M.Arch (all 4 final yrs)$105.6K2034
1b · Straight to Clemson— (no gap year)0Mid-M.Arch — final grad year self-paid$122.0K2033
1a · Community college−$12K parent cost (OOS rates)0End of M.Arch (if untouched that year)$117.6K2034
Eliminated

UT Austin

Great program, famous paid Professional Residency, and Ch. 35 law actually makes it affordable (~$109K net). The problem is the door: ~90% of seats reserved for Texans, out-of-state admits ~10%, architecture takes ~120 of ~1,000 applicants. A lottery ticket, not a plan — worth one application if she loves it.

Eliminated

SCAD (Savannah)

Lily's instinct is right — very expensive, and structurally worse than the sticker: the BFA is not NAAB-accredited, so licensure takes 6 years and ~$414K list price with no state waiver offset. The 99% employment claim is self-reported and counts freelance/part-time work.

The numbers that decide it

Chapter 35 pays her
$1,574/mo
Full-time rate, paid directly to Lily — on top of free tuition. COLA raise every Oct 1.
36 months really means
4 academic yrs
Months burn only while enrolled — summers don't count.
SC waiver saves
~$56K
Tuition ×4 undergrad years. Undergrad only — the M.Arch is where Ch. 35 takes over.
AXP hours before college
~1,900
A paid gap-year firm job counts toward the 3,740 licensure hours — no degree required.
Licensed at about
age 25
Vs. a national median of 12+ years from starting college. IPAL lets her sit exams during the M.Arch.
Working assumptions: Lily is Class of 2027 (rising senior) — if not, shift every date a year; the logic holds. Father's eligibility for the SC benefit and Chapter 35 treated as verified per the family. Figures are today's published rates. See the Verify List before committing.

Compare Schools

Everything side by side. Scroll the table; every claim traces to official sources (footer).

AttributeCal Poly SLOClemsonUT AustinSCAD (Savannah)
Program
Path to licensure5-yr B.Arch — NAAB-accredited. Done in 5.4-yr BA (pre-professional) + NAAB M.Arch II (2 yrs; accelerated ~1.5 for strong Clemson grads). Total 5.5–6.5-yr B.Arch — NAAB-accredited. Done in 5.4-yr BFA (not accredited) + 2-yr NAAB M.Arch. Total 6.
Options insideSingle unified B.Arch; minors: Sustainable Environments, Arch Engineering, Construction Mgmt, Planning, LandscapeBA + required minor of her choice; M.Arch tracks incl. Architecture + Health, communityBUILD design-build; related: Landscape (BLA), Construction ScienceB.Arch; BSAS; duals: B.Arch + Arch Engineering (6 yrs) or + Plan II Honors (5 yrs + summers)BFA → M.Arch; minors across 40+ design majors; SCADpro client studios
Locked in?Locked — admitted by major; one-shot spring-window switch-inFlexible — general BA pivots to any master's without losing standingAdmitted to major; internal transfer competitiveFlexible within art/design
IPAL (license during school)NoYes — M.Arch (~16 students); one grad licensed AT graduationNoYes — M.Arch (~105 students)
Reputation (DesignIntelligence stopped ranking in 2022 — last published shown)
Rankings#1 undergrad program (DI 2019); #1 most-hired public; 1 in 5 CA architects is an alumM.Arch #20, top-10 public; #6–8 most-hired in class (ahead of Yale/Penn, 2018)#1 most-hired in size group (DI 2020); top-10 publicM.Arch #20 (2013 — dated); elite ranks are in interior design
Workforce prep"Learn by Doing"; CAED median start $73K; 86% positive outcomes3-day Career Expo, 110+ firms (Gensler, HOK, Perkins&Will, LS3P); Charleston design center; grads to Harvard/Yale/MIT M.ArchsProfessional Residency: 6-mo paid placement (BIG, SOM, Herzog & de Meuron, Studio Gang)"99% employed" is self-reported, incl. freelance/part-time; SCADpro skews branding
AXP hours by graduation~1,500–2,500 (co-op + summers)~2,900–3,400 (gap year + summers + IPAL) — best case of the four~2,000–2,500 (PRP + summers)IPAL integrates AXP + ARE
Honors
Honors programInvite-only, ~100–125 seats; keep 3.3–3.5 GPAHonors College — separate app (Oct 22), 2 essays + 2 recs; enrolled median 4.0 UW / 1440 SAT / top 2%Plan II dual degree; PRP itself is an honors program (3.0 + portfolio)No honors college — scholarship tiers instead
GPA target (honors)3.9+ UW, top of class3.9–4.0 UW, 1440+ SAT, top 2–5%3.8+ UW, 1450+ SAT3.7+ & strong portfolio
Admissions — Fall 2027 entry
Selectivity~30% to CAED; admit band ~4.00–4.25 W; test-blind; no portfolio42% overall (53% in-state); SAT 1250–1400; direct-admit arch; no portfolio~12% for architecture; ~10% out-of-state overall; SAT required; portfolio optional~83%; portfolio encouraged for scholarships
DeadlinesOct 1 – Dec 1, 2026 hard closeEA Oct 15, 2026; Honors Oct 22; Regular Jan 1EA Oct 15; Regular Dec 1, 2026Rolling — 2–4 week decisions
Study abroad
Programs4th yr: Copenhagen/Florence years at CSU rates; Rome, SF Urban Design, Bauhaus, CEPT India termsBuilt-in Fluid Campus: required semester in Genoa (Clemson's own villa), Barcelona, or Charleston — regular tuition (waiver applies); ~$4–8K travel/living; Ch. 35 keeps paying abroadStudio Mexico; European exchanges; international PRP placementsLacoste, France — but architecture studios rarely offered there
Location & market
SettingSan Luis Obispo — beautiful, expensive (~$2,200 1-BR; ~90 arch jobs); SF 3.5 hrsClemson/Greenville — $1,414 median rent; Greenville 30 min, Atlanta 2 hrs, Charleston campus in-marketAustin itself — $1,330 1-BR (cheapest of the six metros), 1,120 arch jobs, no state income taxSavannah — charming, modest market; Atlanta 3.5 hrs

Costs

Two views: what a year costs at sticker, and what the whole path costs the family after waivers and all 36 Chapter 35 months. Hover any bar for detail. Today's published rates (Clemson 2025-26 — in-state tuition frozen 6 straight years; others 2026-27).

Net family cost — full program, after benefits

Before scholarships, summer earnings, or assistantships. Green = recommended path.

What one undergraduate year costs (sticker)

Official cost-of-attendance components. Hover segments for amounts. Books line includes ~$500/yr realistic studio-supply add.

Reading the Clemson line: $105,648 over six years ≈ $17.6K/yr — and it shrinks fast: the gap year banks ~$15K, four to five paid summers add ~$40–50K gross, honors/departmental scholarships routinely cover the $1,816 annual fees, and an M.Arch assistantship cuts the two priciest years. That's how she graduates with a master's, zero loans, and a positive bank balance. No other option has a credible version of that sentence.

The Benefits, Decoded

Direct answers to every funding question, from VA regulations, the SC statute, and CalVet — click to expand.

What exactly does Chapter 35 pay?
$1,574 per month full-time (Oct 1 2025 – Sep 30 2026 table; COLA bump every Oct 1), paid directly to Lily — not the school. ¾-time $1,244; ½-time $912. Below half-time it's capped at actual tuition charged — with a 100% waiver that could mean $0, so never certify below half-time.
Do summer breaks burn the 36 months?
No — exactly as you suspected. Entitlement is charged only for days actually enrolled (38 CFR 21.3044/21.3045); the VA killed "interval pay" years ago. A normal fall+spring year certifies ~9–9.5 months. One rule: she can't quit mid-semester to conserve days.
So how many years does 36 months really buy?
Four full academic years. Her Clemson path is six academic years (4 BA + 2 M.Arch), so the strategy question is simply which four of the six years Chapter 35 covers. Answer: the last four.
Can she stack Chapter 35 on top of the SC free-tuition waiver?
Yes, cleanly. DEA has no tuition component at half-time or above — it's a flat stipend with no offset — so the SC waiver, scholarships, and DEA all coexist. She can spend it on housing, food, and books while the state pays tuition. Clemson's registrar page explicitly treats them as separate benefits.
Does it work for the M.Arch, community college, and study abroad?
Yes to all three. VA approves undergraduate and graduate degrees, VA-approved community/technical colleges, and study-abroad terms certified through the home school (same flat rate abroad — the Genoa/Barcelona semester keeps paying).
Is there an age limit or deadline?
Not for Lily. Anyone who turned 18 or finished high school on or after Aug 1, 2023 has no age cap and no expiration on Chapter 35. Saving months for grad school carries zero federal expiry risk. (The SC state waiver is different: age 26 cap, undergrad only.)
What exactly does the SC waiver cover (SC Code 59-111-20)?
Tuition only — not fees (~$1,816/yr at Clemson), housing, food, or books — at any SC public college or tech college. Undergraduate only: it will not touch the M.Arch. Student must be ≤26, and SCDVA requires both the veteran and the student to hold 12 continuous months of SC residency. That residency rule — not tuition rates — is what the gap year is for. Apply online via SCDVA (DD-214, birth certificate, HS diploma; 2–6 weeks).
The one law that changes everything: in-state rates
38 U.S.C. 3679(c) (PL 117-68, since Aug 2022): every public university in America must charge a student using Chapter 35 the in-state rate if she lives in that state while attending — from day one, no 12-month wait. Clemson confirms automatic in-state rates for Ch. 35 students; it applies at UT Austin too. It sets the rate only — it doesn't make tuition free, and it does not substitute for the SC waiver's separate 12-month domicile requirement.
What about California's CalVet waiver for Cal Poly?
Plan B allows concurrent Ch. 35 but caps the student's income at $22,941 (2026-27) — and CalVet counts support received from a parent, so money from mom or grandfather could disqualify her. It waives only the CSU systemwide-tuition slice (~$6.8K of Cal Poly's $15.7K); campus fees aren't waived. Plan A has no income cap but forbids concurrent Ch. 35 — a bad trade, since DEA (~$14.2K/yr) is worth about twice the waiver.
The optimal Chapter 35 timing (your instinct, sharpened)
Don't touch it freshman or sophomore year. File VA Form 22-5490 in June 2030; start it the fall of junior year. The 36 months then run through junior + senior + both M.Arch years (~38 enrolled months, so only the final ~2 months go uncovered — ~$3.1K, the cheapest possible shortfall; accelerated M.Arch II placement erases it). Why not freshman year: it spends months while tuition is already free. Why not "save it all for after the bachelor's": the M.Arch only consumes ~19 months — waiting wastes ~17 months of a benefit that never expires. Junior-year start uses all 36, and lands them exactly where the SC waiver can't reach.
Can she really work in an architecture firm straight out of high school?
Yes — and the hours count. NCARB's AXP rules changed: experience counts from high-school graduation, no college required. Requirements: paid work, supervised by a licensed architect (Setting A). Typical gap-year roles: drafting/CAD assistant, model-shop assistant, ~$17–20/hr in Greenville. A full year logs ~1,800–1,900 of the 3,740 required hours — before day one of college.
Can she use her dad's VA home loan someday?
No — children can't inherit or use a parent's VA home loan. Her actual first-home tools: FHA 3.5% down (~$9–12K on a Greenville-priced home) or SC Housing first-time-buyer programs, with parents co-signing if needed. Realistic savings by 2034: $15–30K.

The Plan, Semester by Semester

This is Option 1c — the recommended Clemson start (firm-job gap year). The blue meter shows Chapter 35 months remaining (36 total). Assumes Class of 2027 — shift a year if needed. Options 1a/1b diverge only in the first two rows and the Ch. 35 timing (see The Verdict tab for the comparison).

Aug – Dec 2026 · HS senior

Apply everywhere that matters

Clemson Early Action by Oct 15 + Honors College by Oct 22; Cal Poly by Dec 1 (backup); UT Austin EA Oct 15 (optional lottery ticket). Targets: 3.9+ unweighted GPA, 1440+ SAT.

36 / 36 months intact
Dec 2026 – Apr 2027

Admit in hand → request a one-year deferral to Fall 2028

Clemson EA decision arrives mid-December. Accept, then request deferral in writing. If refused: reapply during the gap year — 42% admit rate + her stats = low risk.

May – Jun 2027

Graduate. Move. Start the clocks.

Lily (and dad, if not already) establish SC domicile: lease, SC driver's license within 45 days, vehicle registration, taxes. Open her NCARB Record — AXP hours count from HS graduation.

Jul 2027 – Aug 2028 · Gap year

Full-time at a Greenville-area architecture firm

Drafting/model assistant at ~$17–20/hr → ~$35–40K gross, ~$15K saved, and ~1,900 AXP hours logged — half the firm-setting minimum, before college starts.

Jun – Jul 2028

12-month residency complete → file the SCDVA waiver

DD-214, birth certificate, HS diploma via the SCDVA portal (2–6 weeks). Confirm in-state classification with Clemson.

Aug 2028 – May 2030 · Freshman + Sophomore

Tuition: $0. Chapter 35: untouched.

Waiver pays tuition; family covers fees + living (~$23.1K/yr). Paid firm internships summers 2029 & 2030 (~500 AXP hrs + ~$10K each).

36 / 36 — saving them
Jun – Aug 2030

File VA Form 22-5490 → Chapter 35 starts junior year

$1,574+/mo lands in her account every enrolled month from now to the end of the M.Arch. Net family cost drops to ~$8.9K/yr.

2030-31 · Junior

Fluid Campus semester: Genoa or Barcelona

Regular tuition → still waived. Budget ~$4–8K travel/living from gap-year savings. Ch. 35 keeps paying abroad.

26.5 / 36 left
2031-32 · Senior

Finish the BA — $0 tuition paid, ~2,900 AXP hours

Portfolio for M.Arch II advanced placement + assistantship applications. Another paid summer.

17 / 36 left
2032-33 · M.Arch year 1

M.Arch II on the IPAL track

Waiver is over (undergrad only) — in-state tuition ~$13.7K/yr, rate guaranteed while on Ch. 35. Seek a quarter-time assistantship (tuition cut + stipend).

7.5 / 36 left
2033-34 · M.Arch year 2

Finish AXP + sit ARE exams in-program

DEA covers ~7.5 of 9.5 months (meter empties ~March 2034; last ~2 months ≈ $3.1K uncovered — the cheapest possible place for the shortfall).

0 / 36 — fully used
May 2034 · Age ~25

M.Arch. Zero debt. Five figures saved. License months away — or in hand.

Accredited degree + ~2,900–3,400 of 3,740 AXP hours + ARE underway or done via IPAL. National median from college start to license is 12+ years; this path lands at ~7.5. Designer offers in Greenville / Charleston / Atlanta / Austin: $55–70K, rising past $77–93K (metro 25th-percentile) at licensure.

💡If it's ever part-time job vs. experience hours: take the hours. Architecture is the most time-consuming major measured (22+ hrs/wk outside class); a 10–15 hr flexible campus job is fine pocket money, but paid summer firm work earns money and AXP at once — it compounds into licensure, salary, and hiring priority. A campus job compounds into nothing.

Applying — Roadmap, Targets & Contacts

GPA targets: Clemson Honors wants ~4.0 unweighted / 1440+ SAT / top 2–5%. Regular Clemson (direct-admit architecture, no portfolio): SAT 1250–1400, 42% admit. Cal Poly CAED: ~4.00–4.25 weighted (grades 9–11), test-blind, transcript-and-rigor only.

WhenAction
Aug 2026Common App opens Aug 1. Draft essays; line up 2 Honors recommenders; request transcripts.
Sep 2026Final SAT sitting if 1440+ isn't banked (Clemson superscores; Cal Poly is test-blind).
Oct 15, 2026Clemson Early Action deadline (materials by Nov 1). UT Austin EA same day, if applying.
Oct 22, 2026Clemson Honors College priority deadline — 2 essays, 2 recommendations.
Oct 1 – Dec 1, 2026Cal Poly window on Cal State Apply (hard Dec 1 close). UT Regular Dec 1. SCAD rolling, only if desired.
Mid-Dec 2026Clemson EA decision. Others Jan–Mar.
Spring 2027Accept Clemson; request one-year deferral to Fall 2028 in writing. Line up the gap-year firm job (start with LS3P, McMillan Pazdan Smith, DP3 in Greenville + the Career Expo firm list).
Jun – Jul 2027Graduate; move; SC license within 45 days, lease, vehicle registration. Open NCARB Record. Start the firm job.
Jun 2028Residency complete → file SCDVA waiver (2–6 weeks). Confirm in-state status + housing with Clemson.
Aug 2028Enroll. Tuition: $0.

Admissions & benefits offices — tap to call or email

Clemson Admissions
Clemson School of Architecture (CAAC)
Clemson Residency / VA Benefits
SC Dept. of Veterans' Affairs (waiver)
🌐 scdva.sc.gov/education (AccessGov portal)
VA Education (Chapter 35)
Cal Poly Admissions / Architecture
SCAD Admissions

Verify Before Committing

Five calls, in this order. Check them off as you go (checkmarks reset when the page reloads — print or screenshot when done).

0 of 5 verified
Assumptions behind this site: Lily = Class of 2027 (shift dates a year if not) · goal = licensure (NAAB degree required) · SCAD = Savannah campus · rates are today's published figures (Clemson 2025-26, others 2026-27; Ch. 35 Oct 2025 table) and drift up ~2–4%/yr · father's SC-benefit and Ch. 35 eligibility treated as verified per the family.
Sources (researched July 23, 2026 — all figures traceable):
VA Ch. 35 rates & rules — va.gov/family-and-caregiver-benefits/…/dependents-education-assistance (+ /rates); 38 CFR 21.3044–45; PL 117-68 / 38 U.S.C. 3679(c)
SC waiver — SC Code 59-111-20 (scstatehouse.gov); scdva.sc.gov/education; SC Code 59-112-50
Clemson — clemson.edu: sfs/tuition-fees · financial-aid/cost · caac/academics/architecture (programs, Fluid Campus, IPAL, Career Expo) · cuhonors · admissions · registrar/veterans
Cal Poly — calpoly.edu financial-aid 2026-27 COA · architecture.calpoly.edu (program, supplies, 4th-yr off-campus, co-op) · admissions · honors
UT Austin — onestop.utexas.edu (tuition/COA) · soa.utexas.edu (B.Arch, PRP, admissions) · registrar.utexas.edu/residency
SCAD — scad.edu tuition & COA · architecture programs · accreditation (M.Arch NAAB, next visit 2030) · Alumni Employment Study 2025
CalVet — calvet.ca.gov College Fee Waiver · csuci.edu Plan A/B summary (2026-27 income cap $22,941)
Licensure & careers — ncarb.org (AXP, Setting A/O, hours from HS graduation, IPAL list) · bls.gov OOH + OEWS May 2025 · Zumper / Apartment List June 2026 rents

Prepared with Claude for the McKeithan family · Not legal or financial advice — verify benefit determinations with SCDVA, the VA, and each school before committing.